Accounts:
Individual Retirement Accounts
Description
:
A certificate of deposit designed to assist you
with your retirement needs and defer taxes until retirement
Requirements
:
Minimum opening deposit
$500.00
Benefits
:
We offer competitive, market based rates on
our IRA accounts.
We have both a fixed rate
12 month certificate and a variable rate 12
month certificate.
The variable rate IRA is
subject to a rate change at the first of each
month and traditionally follows the market
trends.
You may add or withdraw from the
variable IRA as allowed by law or withdraw
from the fixed rate IRA as allowed by law.
Cost:
If the account owner is under 59 ½ years of age,
there is a three months’ interest penalty for
early withdrawal.
Please contact our IRA
department for details.
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